Monday, November 16, 2009

Market Portfolio Results through Nov 13 2009

(click to enlarge)

With the Standard and Poors 500 index rising above 20% for the year, I'd like to post the year-to-date performance of the 27 portfolios that I have developed to give you an idea of what you should be earning this year with a standard diversified portfolio. If your 401(k) plans and other accounts are allocated correctly, your performance should be similar.

The portfolios are broken into three levels of diversification. Generally, the larger the dollar amount of the account, the greater diversification that we choose. Risk levels range from 1, being the most conservative, to 9, being most aggressive. An moderate investor with $100,000 would most likely find him or herself with an Intermediate-Diversified Portfolio #5. While this portfolio slightly underperforms the S&P 500, notice how the volatility is considerably lower, meaning that there is less risk than the market.

Overall, if you review the volatility levels and the annual performance of the portfolios, you should be able to see that a diversified portfolio can provide solid returns with less risk.

For more information about what you should be doing now with your financial situation, contact Gary by e mail at

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