End of the Year Planning

TIME TO PREPARE

Already it's November! Where has the year gone? For many of us, it has been a very successful year. Our investments rebounded nicely and we find ourselves back on track with our financial goals. For others, times have been rough. Still, we must stay focused on our long-term goals and not let set-backs hurt us more than they should.

YOU CAN MAKE IT IF YOU PLAN

Doesn't matter if your retirement date is five years away or 20. Doesn't matter if you're gainfully employed or laid off. You must have a plan!

Did you know that some 401(k) plans charge very high fees, making it extremely hard for you to make money over time? What should you do? What choices should you make?

Asset Design Center is now offering a concise Retirement Plan that includes a full analysis of your current 401(k) plan expenses and options, analysis of your other IRA accounts along with long-term projections to help you plan for your future. Contact us today at retirement@assetdesigncenter.com to learn about this opportunity. If you are doing it right already, we'll tell you and the consultation will be free.

NEEDS ANALYSIS FOR YOUR OVERALL SITUATION

Move into the end of the year with a special offer on the world famous NaviPlan Needs Analysis. For a low price, we will create your personalized NaviPlan Needs Assessment showing you what important areas of your financial life you need to attend to in 2010. The plan is portable meaning that you can take it to any of your current advisers for implementation if you wish.

As always, should you wish, we will provide you with our unique "Guardian Angel Protection" for your financial affairs so you can be sure that your advisers are working for you! Learn more about the Navi Needs Analysis by writing us at Needs@assetdesigncenter.com.